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Early Closure & TruState Cybersecurity Incident:

Otero FCU

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Christmas in July

Discounted Rates on Automobile Loans, Personal Loans, Powersports & Recreational Vehicles*

No payments for 90 days!!**

Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

2026 Annual Report

OFCU’s 73rd Annual Meeting is Friday, August 14th at 6pm at OFCU’s Main Office in Alamogordo. Tickets available beginning July 20th seating is limited.

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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Fraud and Scam Awareness

Learn about Fraud

Featured Rates

Auto Loans As Low As
4.74
%
APR
18 Month Certificate
3.55
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months