Otero Federal Credit Union logo

Early Closure:

OFCU will be closing early for staff training on Wednesday, July 22 at 3:00pm (2:00pm for Ruidoso).

Routine Maintenance:

Digital banking may experience intermittent availability Saturday, July 18 @ 11:30pm through Sunday, July 19 around 3:30am.

Otero FCU

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Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

2026 Annual Report

Elite Checking

ID Theft Aid - Cell Phone Protection* - Roadside Assistance - $25,000 Accidental Death Coverage - Buyer’s Protection & Ext. Warranty* - And More!

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.74
%
APR
18 Month Certificate
3.55
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months