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Holiday Closure:

OFCU will be closed for the 4th of July Holiday --> Friday and Saturday, July 3 - 4.

Early Closure:

OFCU will be closing early for staff training on Wednesday, July 22 at 3:00pm (2:00pm for Ruidoso).

Otero FCU

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Credit Score

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2026 Annual Report

Elite Checking

ID Theft Aid - Cell Phone Protection* - Roadside Assistance - $25,000 Accidental Death Coverage - Buyer’s Protection & Ext. Warranty* - And More!

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.74
%
APR
18 Month Certificate
3.55
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months