Vehicle Loans

Vehicle Loans

Rates effective as of June 20, 2025.

Vehicle Loans Powersports Recreational Vehicles Boats Horse & Utility Trailers Repossessed Vehicles

Vehicle Loans

New & Used Cars, Trucks, and Passenger Vans

Vehicle Year	Term	APR as low as
2022 – 2026	12 – 48 months	4.99%
2022 – 2026	49 – 60 months	5.49%
2022 – 2026	61 – 75 months	5.99%
2022 – 2026	76 – 84 months	6.49%
2015 – 2021	12 – 48 months	5.49%
2015 – 2021	49 – 60 months	5.99%
2015 – 2021	61 – 75 months	6.49%
2015 – 2021	76 – 84 months	6.99%
2014 & Older	12 – 48 months	6.99%
2014 & Older	49 – 60 months	7.49%

Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $363 per month for a $20,000 loan on approved credit 5.99% Annual Percentage Rate for 65 months. Lower rates available for 48 month and 60 month terms.

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Powersports

New & Used Motorcycles, ATVs, Jet Skis, and Snowmobiles

Type	Term	APR as low as
New	12 – 60 months	8.00%
New	61 – 75 months	8.50%
Used	12 – 60 months	9.00%
Used	61 – 75 months	9.50%

Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $306 per month for a $15,000 loan on approved credit 8.00% Annual Percentage Rate for 60 months.

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Recreational Vehicles

New Travel Trailers, Camping Trailers, Fifth Wheels, Motor Homes

Type	Term	APR as low as
New	12 – 72 months	7.50%
New	73 – 84 months	7.75%
New	85 – 120 months	8.00%
New	121 – 144 months	8.50%
Used	12 – 72 months	8.00%
Used	73 – 84 months	8.25%
Used	85 – 120 months	8.50%
Used	121 – 144 months	9.00%

Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $1,062 per month for a $95,000 loan on approved credit 8.50% Annual Percentage Rate for 144 months.

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Boats

New & Used Boats, Motors and Trailers

Type	Term	APR as low as
New	12 – 60 months	7.50%
New	61 – 72 months	8.50%
New	73 – 120 months	9.50%
Used	12 – 60 months	8.50%
Used	61 – 72 months	9.50%
Used	73 – 120 months	10.50%

Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $521 per month for a $40,000 loan on approved credit 9.50% Annual Percentage Rate for 120 months.

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Horse & Utility Trailers

Type	Term	APR as low as
New/Used	12 – 60 months	9.00%

Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $209 per month for a $10,000 loan on approved credit 9.00% Annual Percentage Rate for 60 months.

Apply for a Vehicle Loan Online

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Status

Repossessed Vehicles

Term	APR as low as
12 – 75 months	1.99%

Rates are subject to change. Contact a loan officer at any branch for more details.
Example: You could pay $213 per month for a $15,000 loan on approved credit 1.99% Annual Percentage Rate for 75 months.