Vehicle Loans
Rates effective as of June 20, 2025.
Vehicle Loans
New & Used Cars, Trucks, and Passenger Vans
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $363 per month for a $20,000 loan on approved credit 5.99% Annual Percentage Rate for 65 months. Lower rates available for 48 month and 60 month terms.

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Powersports
New & Used Motorcycles, ATVs, Jet Skis, and Snowmobiles
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $306 per month for a $15,000 loan on approved credit 8.00% Annual Percentage Rate for 60 months.

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Recreational Vehicles
New Travel Trailers, Camping Trailers, Fifth Wheels, Motor Homes
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $1,062 per month for a $95,000 loan on approved credit 8.50% Annual Percentage Rate for 144 months.

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Boats
New & Used Boats, Motors and Trailers
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $521 per month for a $40,000 loan on approved credit 9.50% Annual Percentage Rate for 120 months.

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Horse & Utility Trailers
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $209 per month for a $10,000 loan on approved credit 9.00% Annual Percentage Rate for 60 months.

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Repossessed Vehicles
Rates are subject to change. Contact a loan officer at any branch for more details.
Example: You could pay $213 per month for a $15,000 loan on approved credit 1.99% Annual Percentage Rate for 75 months.
Make an offer by submitting bid-sheets directly to the Collections Dept.
For additional information, contact: OFCU Collection Department at:
575-434-8527 or 575-434-8542. Toll Free: 1-800-376-9000.

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