Otero Federal Credit Union logo

CAUTION:

There have been reports of OFCU's phone numbers being "spoofed". OFCU will not call you about your taxes, DO NOT give out your personal information or give access to electronic devices. We will never ask you to buy a gift card or ask you to not tell anyone about the call or transaction. Hang up and call OFCU.

Otero FCU

Routing Number:312270010
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Your Community Credit Union Since 1953!

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Home Equity Loans

Home Equity Rates as low as

a fixed rate of 5.99% APR* for 1st lien OR a fixed rate of 6.99% APR* for 2nd lien

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The Nominating Committee is accepting letters of interest from qualified members who would like to be considered as nominees for the 2025 election of Otero Federal Credit Union’s Board of Directors.

Credit Union directors are volunteers, who by regulation, must serve without compensation. Nominees must be OFCU members in good standing and able to attend board meetings (minimum of one per month) in Alamogordo, NM.

Featuring... ID Theft Aid

1B Credit Monitoring*, Credit Report and Credit Score, Fraud Resolution & $10,000 Personal Identity Theft Benefit*

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Visa Installment Payments

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
5.49
%
APR
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12 Month Certificate
4.00
%
APY
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OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months
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