Image alt text here

Rates & Fees

Marketing sub-title for parent section.

Share Rates Image

Giving back to our members

Share Rates

DIVIDENDS FOR THE PERIOD 5-1-2020 to 5-31-2020 Were Declared at the Following Annual Rate

rates_savings table
Type of AccountDeclared RatesAnnual Percentage Yield (APY) if Dividends Remain in the Account for One Year
Regular Savings.05%0.05%
Checking.00%.00%
Share IRAs.05%.05%
HSA.05%.05%
Money Market*
$0.00 to $2,499.99.00%.00%
$2,500.00 to $24,999.99.20%.20%
$25,000.00 AND UP.35%.35%
Share and IRA CertificatesThe Rate Shown On Each CertificateVarious

POSTING DATES: 5-31-20 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 5-20-20.

  • Rates are subject to change. Contact any OFCU member service representative to confirm current rates.
  • Fees could reduce the earnings on accounts.
  • Minimum deposit to open a Share IRA is $100.
    *Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.


Rates for New Share / IRA Certificates

Effective March 23, 2020 

rates_shareIRA table
TermRateAnnual Percentage Yield
6 months.45%.45%
12 months.60%.60%
18 months.65%.65%
24 months.70%.70%
30 months.75%.75%
36 months.85%.85%
48 months.95%.95%
60 months1.05%1.06%

 

  • Rates are subject to change. Contact any OFCU member service representative to confirm rates.
  • Minimum balance for certificates are $1,000.00.
  • Early withdrawal penalties do apply, please see representative for current penalties.
  • Please ask a Member Service Representative for complete account details.

Promo Image 1

Electronic services at your fingertips

Take full advantage of our electronic features such as Apple Pay, Google Pay and Popmoney