Otero Federal Credit Union
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Rates and Fees

Share Rates

DIVIDENDS FOR THE PERIOD 11-1-18 to 11-30-18 Were Declared at the Following Annual Rate

Type of AccountDeclared RatesAnnual Percentage Yield (APY) if Dividends Remain in the Account for One Year
Regular Savings.15%.15%
Checking.00%.00%
Share IRAs.15%.15%
HSA.15%.15%
Money Market*      
$0.00 to $2,499.99.00%.00%
$2,500.00 to $24,999.99.30%.30%
$25,000.00 AND UP.50%.50%
Share and IRA CertificatesThe Rate Shown On Each CertificateVarious

POSTING DATES: 11-30-18 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 11-19-18.

  • Rates are subject to change. Contact any OFCU member service representative to confirm current rates.
  • Fees could reduce the earnings on accounts.
  • Minimum deposit to open a Share IRA is $100.
    *Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.

Rates for New Share / IRA Certificates

Effective November 26, 2018

TermRateAnnual Percentage Yield
6 months.85%.85%
12 months1.05%1.06%
18 months1.25%1.26%
24 months1.40%1.41%
30 months1.50%1.51%
36 months1.60%1.61%
48 months1.80%1.81%
60 months2.20%2.22%

Rates are subject to change. Contact any OFCU member service representative to confirm rates.

  • Minimum balance for certificates are $1,000.00.
  • Early withdrawal penalties do apply, please see representative for current penalties.
  • Please ask a Member Service Representative for complete account details.
NCUA Equal Housing Lender
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