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Loans

Marketing sub-title for parent section.

OFCU Visa Platinum Cards 

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Type of LoanMaximum Loan AmountBase TermBase APR
VISA Platinum(br)(br)Share Secured(br)(br)Without Rewards100% of regular shares pledged.Minimum payment is 3% of the balance due as of the statement date14.96%
VISA Platinum(br)(br)With Rewards$500 to $30,000(br)(br) Each member's credit limit is evaluated on an individual basis depending on income and credit history.Minimum payment is 3% of the balance due as of the statement date12.96%,with an Intro Rate of 2.99% for the first 6 months
VISA Platinum(br)(br)Without Rewards$500 to $30,000(br)(br) Each member's credit limit is evaluated on an individual basis depending on income and credit history.Minimum payment is 3% of the balance due as of the statement date11.96%,with an Intro Rate of 2.99% for the first 6 months(br)(br)Tier 1 - 14.96%(br)(br)Tier 2 - 17.46%

Credit Card Account Opening Disclosure and Consumer Credit Card Agreement's:

VISA Platinum Base Rate 11.96% Annual Percentage Rate (APR)
VISA Platinum with Rewards 12.96% APR
VISA Platinum Share Secured 14.96% APR
VISA Platinum Tier 1, 14.96% APR
VISA Tier 2, 17.46% APR

NOTE: VISA PLATINUM is a revolving account. There is no annual fee; a 25-day grace period in which to pay retail purchases during which no finance charges are assessed. Finance charges are assessed immediately on cash advances.

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