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Shared Secured Loans
|Type of Loan||Maximum Loan Amount||Base Term||Base APR|
|Shared Secured||100% of regular shares, share drafts, or money market shares pledge.||Up to 60 months, Annual payment loans may not exceed 12 months.||2.5% over the last declared regular share, share draft, or money market dividend rate.|
|Share Certificates Secured||100% of OFCU share certificate(s) pledge.||Up to the maturity date of the certificate pledged. Annual payments may not exceed 12 months.||2.5% in excess of rate currently paid on the pledged certificate.|