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Options to protect your future

OFCU Debt Protection

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Protect your family against the unexpected.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums.

Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little less about tomorrow.

Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask your loan officer about eligibility, conditions, or exclusions.*

IN THE EVENT OF... Death Disability  
  • Protected borrower passes away.
  • A covered disability occurs due to injury or illness.


up to the contract maximums
  • Your payments or loan balance.
  • Your loan payments.


  • Have an eligible loan.
  • Are a permanent employee who is actively working.*


Ask your loan officer to protect what matters most to you.

*Refer to the member agreement for a full explanation of terms and conditions.

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Electronic services at your fingertips

Take full advantage of our electronic features such as Apple Pay, Google Pay and Popmoney