Otero Federal Credit Union
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  • Youth & Young Adult


Current Loan Rates

Click here to see our current loan rates

Student Loans

OFCU has partnered with Sallie Mae to offer private education loans.

Financial Makeover

OFCU's Financial Makeover will look over your finance options to save you money to go along with our Free services. We're here to save you money!

Personal Loans

OFCU's personal loans allow you to borrow on the strength of your credit with no collateral required.

Vehicle Loans

Low, competitive rate financing on auto's, trucks, RV's and motorcycles.

Credit Card

OFCU's no annual fee Visa Platinum Card has a great low rate, 25 day grace period on retail purchases, and no fees for balance transfers and cash advances at OFCU branches and ATM's.

Real Estate Loans

First mortgage, home equity loans and home equity lines of credit (HELOC) .

Share Secured Loans

Rates at 2.5% over the deposit rate being paid on the share account.

Insurance Services

Credit Life, Credit Disability, GAP Insurance and Major Mechanical Protection.


Click here for our online calculators

Repossessed Vehicles

Click here for our list of repossessed vehicles.


Click. Shop. Drive. With OFCU and CUDL (Credit Union Direct Lending)

Loan Applications

Apply for an OFCU loan online!

NCUA Equal Housing Lender
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