Otero Federal Credit Union
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A $25 initial deposit is the minimum to open a savings account at OFCU. You must have a savings account in order to have any other products or services with OFCU.


Minimum deposit of $25 to open. Account offers free Visa Debit Card, free online banking and bill pay, no minimum balance, and no monthly service charge.

Money Market

Money Market accounts generally pay higher dividend rates than regular credit union savings accounts and offer limited check writing privileges.


Minimum to open a certificate is $1,000.


OFCU offers both Traditional and Roth IRA's

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.

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